(a) The information presented herein is for informative purposes only. The owner(s) of this web site grants permission to Users to visit the Site and to download and copy the information, documents and materials (collectively, Materials) from the Site for the User’s personal, non-commercial use, provided that the User retains all copyright and other proprietary notices contained in the original Materials on any copies of the Materials, without any right to resell or redistribute them or to compile or create derivative works therefrom, without prior written permission from the owner(s) of this web site, subject to the terms and conditions outlined below, and also subject to more specific restrictions that may apply to specific Material within this Site. </p> <p>(b) The commercial or unauthorized use of any Material at this Site may violate copyright, trademark, and other laws. If you breach any of these Terms, your authorization to use this web site automatically terminates and you must immediately destroy any downloaded or printed materials. </p> <p>(c) Certain Materials provided within this web site can be used for commercial purposes requiring the payment of a fee, usually monthly, to support and maintain this web site.