If You process a transaction, it is Your responsibility to verify that the transaction was successfully processed. You understand and agree to not hold Skimble liable for any adverse affects that actions (whether intentional or unintentional) on the part of the third party payment processor may cause to any third party account or Your Skimble account. </p> <p>You agree to be responsible for and to pay any applicable sales, personal property, use, VAT, excise, withholding, or any other applicable taxes that may be imposed by federal, state, local, or foreign governmental entities, based on the Services or Training Services, or any software or other product provided under this Agreement, excluding any taxes based on net income payable by Skimble.